Terms and Conditions of Use
Please read these terms before using averniqylo.com. Your use means you accept these terms, which ensure a fair, secure, and transparent experience for all users.
Updated November 1, 2025
Acceptance of terms
By accessing averniqylo.com, you agree to abide by these Terms and Conditions in full. If you do not agree, please refrain from using the website and services provided herein.
Definitions
The following words are defined for clarity in these terms.
'Website' refers to averniqylo.com and all related content, features, and online services.
'User' means you, the individual accessing the website or services, subject to these terms.
'Service' means consultations and related support for budgeting discussions as described on the site.
'We', 'our', or 'us' refers to the operating organisation behind averniqylo.com.
Service usage
Our website provides access to general budgeting consultation information and enables you to request sessions and support.
Eligibility
Use of this website is restricted to users aged 18 years or older and residing in Australia. By using our site, you confirm your eligibility.
18+ only. Not for underage users.
User obligations
Users must adhere to lawful use provisions and respect these guidelines at all times.
Prohibited actions
For everyone's security, these uses are strictly disallowed.
Intellectual property rights
All content on averniqylo.com, including text, graphics, and branding, belongs to us or our licensors. Reproduction or distribution without permission is prohibited beyond personal, non-commercial use.
User content submissions
Contributions from users, such as questions or comments, must comply with these terms and not infringe on the rights of others.
Your content rights
By submitting content, you grant us the right to use, display, and modify it in connection with our services.
Privacy and data
Your personal information is processed as described in our Privacy Policy, in compliance with the Privacy Act 1988 (Cth) and related laws.
Read our policyImportant disclaimers
Certain disclaimers apply to your use of financial guidance services on this site.
No guarantees statement
Results may vary. Past performance doesn't guarantee future outcomes in any financial context.
Limit of our liability
We are not liable for indirect or consequential losses arising from your use of the website or our services.
Indemnity
You agree to hold us harmless from any claims or damages arising out of your use or misuse of averniqylo.com.
Dispute resolution methods
Contact us first to resolve any dispute; further steps are detailed below.
Arbitration
Should disputes persist, they may be settled by binding arbitration in accordance with Australian law.
Arbitration is chosen only after all other efforts fail.
Online dispute resolution
For additional options, online dispute resolution services are available as outlined by law.
Find out more hereSeverability
If any term here is unenforceable, remaining terms will remain effective and enforceable.
Agreement scope
These terms represent the entire agreement and replace all previous communications regarding site use.
Governing law of use
These terms are governed by the laws of Australia regardless of your location.
Ending your access
We reserve the right to suspend or terminate site access if these terms are breached.
Updates
We may modify these terms and will post updated content online with a revised date.
How to contact us
For any questions about these terms, please use the contact details below.
Email address: content@averniqylo.com
Phone: +61.7.0209.3881
Office address: 175B Stephen Street, Suite 201, Yarraville, VIC 3013 Australia
Effective date: November 1, 2025
Version: 2